Term vs Permanent Insurance: Which is Best For You

What’s your most valuable asset? While you are still working, this asset may actually be your future income — so you need to protect it. And you can do so by maintaining adequate life insurance, which can help provide your family with the financial resources necessary to meet critical expenses — such as mortgage payments, […]

Young at Heart by Pam Young

You Think You Want to Get Organized, But do You Really? If you’re overwhelmed by life’s ups and downs and twists and turns, or a little depressed because you don’t like where you live, or who you’re with, or just maybe you’ve gotten down on yourself, all that’s happened is you’ve gotten a little sidetracked. […]

Don’t Keep Family in the Dark about Your Financial Plans

You might work diligently at building a financial roadmap for your retirement years and a comprehensive estate plan. But you can’t just create these strategies – you also have to communicate them. Specifically, you need to inform your spouse and your grown children what you have in mind for the future – because the more […]

Heritage Creek Helping Plan During Uncertain Times

When trying to navigate uncertain times, it is nice to have retail experience on your team. Heritage Creek Financial is pleased to announce that it has welcomed a new representative, Robert Henderson, and has opened a new office servicing the Fairfield Bay area. Robert and his wife, Pamma, have lived in the area since 2007. […]

What Should You Know About Establishing A Trust

You don’t have to be a CEO or multimillionaire to benefit from a trust. In fact, many people gain advantages from establishing one – so it may be useful to learn something about this common estate-planning tool. Why would you want a trust? For one thing, if you have highly specific wishes on how and […]

Hotel Prospects Visit Fairfield Bay

On Wednesday, July 13, 2016 Hotel Prospects Moin Kazi and Jessica Junker with Cobblestone Hotels, came to tour Fairfield Bay to  consider building a hotel here in the Bay. Pictured in the Log Cabin Museum, left to right, is Wilba Thompson, Moin Kazi, Marilyn Robertson, Jessica Junker and Paul Wellenberger.

Fairfield Bay Community Club Promotions

After a thorough vetting and public meeting process your Community Club Board of Directors has agreed to fill the vacancy of our General Manager position by promoting from within. Our current Chief Financial Officer, Rocky Nickles, has been selected as the next Club General Manager and Tommy Hoffman will be promoted to the Chief Financial […]

Veteran Owned Business Council Kickoff Meeting

If you or someone you know has a Veteran Owned Business (VOB), please let them know of this information. There will be a Kickoff Meeting of the Veteran Owned Business Council on July 19 at 10 a.m. to 12 p.m. at the Arkansas State Chamber of Commerce, 1200 West Capitol Avenue, Little Rock. The purpose […]

Protect Your Retirement Against Market Volatility

As an investor, you’re well aware that, over the short term, the financial markets always move up and down. During your working years, you may feel that you have time to overcome this volatility. And you’d be basing these feelings on actual evidence: the longer the investment period, the greater the tendency of the markets […]

You Can Cope with Turbulence as a Passenger and an Investor

If you’re like many travelers, you get a little nervous when your airplane goes through some turbulence. And if you’re like a lot of investors, you may get somewhat jumpy when the financial markets are volatile. Yet flight turbulence probably isn’t as scary as it seems, and the same may be true for market volatility […]